Step-by-Step Guide for Divyangjan: Getting Your Adapted Vehicle & Driving License in India

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Purchasing the Vehicle (Financial Concessions)

Under GST Reform 2.0 (September 2025), buying a car has become more affordable for people with disabilities.

Key Points:

  1. 18% Standard GST: For small cars (Petrol under 1200cc / Diesel under 1500cc, and under 4 meters long), the GST is now 18%. This is a significant drop from the old 28% rate.
  2. Zero Compensation Cess: While others pay an extra "Cess" tax on cars, you are eligible for a 0% Cess waiver if the car is registered in the Divyangjan category.
  3. Road Tax Exemption: Most states waive 100% of the lifetime road tax. This can save you tens of thousands of rupees depending on your state.
  4. Insurance Discount: You are legally entitled to a 50% discount on the "Own Damage" part of your car insurance. Make sure your dealer applies this before you pay.
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